Rate & Term Refinance Program
The Rate & Term Refinance Program helps investors refinance existing properties under favorable terms. It focuses on the property’s rental income rather than personal finances, allowing fast approvals and minimal documentation. LTVs reach up to 85% for qualifying properties, while cash-out options are available up to 65%.
This program is ideal for investors looking to reduce interest rates, improve cash flow, or restructure existing loans. Flexible financing options and property-based underwriting help investors optimize portfolios efficiently. Rate & Term refinancing is suitable for single-family and multi-unit properties, giving investors control over loan terms and long-term portfolio strategy.
Features:
- LTV up to 85%
- Cash-out options up to 65%
- No personal income verification required
- Supports single and multi-unit properties
Benefits:
- Lower interest rates efficiently
- Improve cash flow and refinancing terms
- Streamlined approval process
- Supports portfolio optimization
Price: Varies by property and program
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