Foreign National Investor Loan Program

Foreign National Investor Loan

Foreign National Investor Loan

The Foreign National Investor Loan is designed for non-U.S. residents who want to invest in U.S. real estate. It requires minimal documentation and does not require U.S. income or credit, while foreign assets can be used for reserves. Loan amounts reach up to $1,500,000 with LTV up to 75% for purchases and up to 65% for cash-out or rate-and-term refinancing. First-time investors are welcome.

Focused on property income, approvals are fast and straightforward. This program removes common barriers for foreign nationals, enabling them to invest in U.S. properties confidently while maintaining flexible, investor-friendly financing options.

Features:

  • Investment properties only
  • LTV up to 75% for purchases
  • No U.S. income or credit required
  • Foreign assets allowed for reserves

Benefits:

  • Starting at a 620 credit score
  • Enables foreign nationals to invest in U.S. real estate
  • First-time investors welcome
  • Fast approvals and minimal documentation
  • Flexible, property-focused underwriting

Price: Varies by property and program