DSCR (Debt Service Coverage Ratio) Loan
Our DSCR loan program is designed for real estate investors seeking fast, property-focused financing. Qualification is based on a property’s rental income rather than personal income, eliminating the need for tax returns or W-2s.
This program is ideal for self-employed borrowers, first-time investors, and those looking to expand their portfolio efficiently. With flexible terms including interest-only options and 40-year amortization, investors can maximize cash flow while scaling their holdings. Cash-out refinance options are available with minimal or no reserves. Whether purchasing or refinancing, DSCR loans provide speed, simplicity, and flexibility to grow your real estate investments confidently.
Features:
- Qualification based on property rental income
- No personal income verification required
- Interest-only options available
- 40-year fully amortized term
Benefits:
- Starting at a 620-credit score
- Fast approvals with minimal documentation
- Ideal for self-employed borrowers and investors
- Supports portfolio growth without limits
- Flexible financing for multiple property types
Price: Varies by property and program
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