Conventional DSCR Loan
The Conventional DSCR Loan provides investors with a streamlined approach to financing or refinancing income-producing properties. Qualification is based on the property’s rental income rather than personal financials, allowing for faster approvals and simplified documentation.
With up to 85% LTV for purchases and cash-out refinancing up to 75%, borrowers can access significant leverage. Loan amounts up to $3,000,000 support both single-family and multi-unit properties. This program is ideal for experienced investors or those seeking to grow portfolios strategically. Flexible terms and interest-only options enhance cash flow and investment potential, making Conventional DSCR loans a reliable financing choice for savvy investors.
Features:
- Up to 85% LTV on purchases
- No DTI requirement
- Cash-out refinance up to 75%
- Loan amounts up to $3,000,000
Benefits:
- Quick approvals designed for investors
- Supports strategic portfolio growth
- Simplified property-based underwriting
- Flexible financing for single-family and multi-unit properties
Price: Varies by property and program
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